A Tech-Forward
Independent Warehouse Lender
By utilizing best-in-class technology and diversified funding, our goal is to deliver a more stable and flexible funding source for mortgage bankers.
TitalCapital is backed by highly experienced mortgage professionals with strong track records in both warehouse lending and technology.
Utilizes a “Best-in-Class” Technology Platform
Reduce human error and related costs with intelligent decision engine, automation, and analytics
More Diverse Product Set Available to Warehouse
Expanded product set available to warehouse such as non-QM products, bridge, and construction
Stable & More Predictable Funding
Not solely dependent on the regional bank market with its shifting strategic mandates, heightened liquidity management, and regulatory capital requirements
Drives Significant Efficiencies for Originators
Automated funding, shipping, and paydowns offer timely post-closing efficiencies for originators
Seamless Integrations to Maximize Efficiency
A native integration with Greyhound by OptiFunder allows TitalCapital to automate all aspects of warehouse lending, streamline funding, shipping, and paydown requests, and gain insights with transparent reporting.
“Non-bank mortgage originators account for 80% of newly originated mortgages, which has increased the need for warehouse funding capacity. This capacity has been filled by regional banks, which are pulling back from the warehouse lending market due to liquidity concerns, CRE credit concentrations, and more conservative capital management. The time is NOW for alternative funding sources to support IMBs.”